My PPI Claim
I will admit, I put off claiming back my PPI attached to credit cards and loans i have had over the years, that is until i read about PPI, what it was, what it was supposed to have done. For me the decision to claim PPI was the simple fact that I was self employed and the PPI that i had been paying for all those years would not have covered me.
My Bank was and still is Barclays. They had attached PPI to my Mastercard and Visa and to two seperate loans that i had taken out over the years. In all that time i was self employed, had something happened to me and i was unable to work for a while or make the regular re payments, i would have had my claim rejected because PPI was never intended to cover self employment. Quite simply I was mis sold and they gladly took the money for over 12 years.
I used a company called Maple Leaf Financial PPI Claims Service. They were very efficient, took down all the details that i had, then sent me the forms to sign to send to the Bank. A month later I had the Bank sending me offer letters. I will at this point say that this was very quick, possible because all my accounts were in the same place and all attached to one another, but it can take much longer, each case is different.